UNNECESSARY LOANS IN JANUARY At the start of a brand new year many South Africans face a long wait for salaries at month-end and overspending during the festive season leads to borrowing to cover small shortfalls, which may quickly snowball into a bigger problem. “Many people think that borrowing money to help them get through […]
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DO YOU NEED A FINANCIAL ADVISOR?
Iona Minton The profession of financial planning is relatively new, the average pensioner will tell you that in their youth financial planning was not even a recognisable term. During and after the Second World War the depression made it virtually impossible for most people to make ends meet, let alone have surplus money to invest. […]
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THE COST OF CANCER
Every year countries throughout the world dedicate the month of October to raising awareness around Breast Cancer. Cancer has increased exponentially and is, in many cases, treatable – at a cost; making cancer a life, health and personal finance issue. There are very few families in South Africa that have not had one or more […]
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COMMON FINANCIAL PLANNING MISTAKES | PART THREE
HINDSIGHT IS ALWAYS 20:20 If a person has perfect vision is both eyes, they are considered to have 20:20 vision. Whilst we can not always predict what will happen in the future, it’s always seems to easy to see the things that have happened with great clarity. Hence, when we look back, events seem so […]
Continue readingCOMMON FINANCIAL PLANNING MISTAKES | PART TWO
DON’T PUT ALL YOUR EGGS IN ONE BASKET Whilst you may not be investing in eggs, this centuries-old wisdom applies wholeheartedly to modern day investments. As part two of last week’s article, let me quickly remind you that whatever your goals, unless you win the lotto, you will not move passed average unless you fully […]
Continue readingCOMMON FINANCIAL PLANNING MISTAKES | PART ONE
LOOK BEFORE YOU LEAP. It’s a phrase spoken often to the young and exuberant, but one that we forget still applies as we get older… It is reasonable to assume that you desire financial success for yourself and your family and you may even have your sights set on becoming fabulously wealthy. Some of us […]
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FIVE FRESH TIPS TO SAVING
GET GIFTS THAT COUNT MUCH AND COST LITTLE Gifts can often become a grudge purchase – especially when they’re for a special occasion that happens in a really tight month. This month’s five fresh saving tips cover alternative ideas to gifts and clever ways to entertain yourself (and your family) for the day, get more […]
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WILL POWER
MOST ARE WILLING TO PAY MORE FOR A MEAL THAN A WILL From our experience, it would appear that many are prepared to pay a couple of hundred bucks to eat out, yet squirm at the thought of paying an expert to draft their last Will and Testament, a vital document that speaks for them […]
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12 POINTS TO REDUCE YOUR FINANCIAL STRESS
END TWENTYTWELVE WITH THESE 12 You’ve heard of the 12-days of Christmas, a song that gets sung on almost every Christmas album ever released. Whilst this traditional carol reminds us of twelve ordered ways to deal with Christmas, we’ve got 12 steps to help you significantly reduce your financial stresses! Don’t do them all at […]
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RAISING KIDS WHO ARE MONEY-WISE
Most of us have kids in our lives – whether they are our own, our nieces and nephews, friends’ kids or the neighbours – and we are teaching them about money all the time. Every time you make a financial decision or talk about money in front of a child, you are teaching them something. […]
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