“Man is born free and everywhere he is in chains.” — Jean-Jacques Rousseau The opening sentence of The Social Contract, by revolutionary thinker Jean-Jacques Rousseau, is still just as pertinent today as it was in the 18th century. The book highlights man’s journey from a state of autonomy to the modern condition, which is arguably […]
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Benefits of behavioural coaching and your finances
A Barclays Wealth study found that people improved substantially in investment decisions as they got older. When people are young — and perhaps less secure in their financial situation — a tendency has been recognised to be controlled by emotional biases that can be detrimental to investment habits. Behavioural economists refer to some typical flaws […]
Continue reading5 tips to avoid making bad investment moves
While no one has a ball of fortune with which to predict the future, there are some common mistakes that many investors make, which can be avoided. The basics of investing can seem relatively simple, but it is important to set emotions aside in order to maintain an objective strategy that will benefit you in […]
Continue readingIn sickness and in health | Disability Cover
A study conducted a few years ago on behalf of the Association for Savings and Investments in South Africa indicated that over 12 million of the country’s workforce were underinsured in terms of life and disability cover. Furthermore, reviews by various insurance companies highlighted that this shortfall fell primarily in the realm of disability cover. […]
Continue readingHealth For All
The World Health Organisation (WHO) was founded on 7th April 1948, and this date is celebrated every year as World Health Day, with the goal of drawing attention to a specific global health concern. Last year, the focus of the campaign was to mobilise action with regards to depression, and the theme for this year […]
Continue readingKnow your rights
Human Rights Day is celebrated annually in South Africa on 21st March, and is arguably one of the country’s most important public holidays. The commemoration of this day serves as a reminder to all citizens of the country’s struggle for democracy, and the sacrifices that were made on everyone’s behalf to attain the basic rights […]
Continue readingHow does income protection work?
Being unable to temporarily – or permanently – work as a result of a serious illness or injury can put a serious strain on your financial well-being. In this day and age, an income protection policy can, therefore, prove vital, as it ensures that you will receive tax-free monthly payments if you ever cannot work. […]
Continue readingMake the most of public holidays
Arguably, one of the best things about spring in South Africa — apart from the pleasant weather and the abundance of Easter eggs — is the public holidays! Many people in South Africa work very hard. Legislation regarding the Basic Conditions of Employment dictate that employees are entitled to 21 consecutive days of annual paid […]
Continue reading5 ways to manage stress
1st November 2017 marks National Stress Awareness Day in the UK, and the South African government even declared the whole month of October to be Mental Health Awareness Month, “with the objective of not only educating the public about mental health but also to reduce the stigma and discrimination that people with mental illness are […]
Continue readingUse your smartphone to save money
A smartphone may be considered to be a pricey accessory, but it could actually save you money in the long run. According to this article published on Essentials, having a smartphone could be just the device you need to help you manage your financial situation and save you Rands overall. 1. Comparison-shopping app Nowadays, most […]
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